#1 Mortgage Recast Calculator Tool

Have questions about mortgage recasting or how to use our free Mortgage Recast Calculator? You’re in the right place.

I’m Frankelley Nunez, your trusted Realtor® and real estate advisor based in Boynton Beach, specializing in Delray Beach real estate and strategic home financing solutions. I work with buyers and homeowners across Palm Beach County and beyond who want to save on interest, lower monthly payments, and build wealth through smart real estate decisions.

Whether you’re exploring a recast after a lump sum payment or weighing your options between refinancing and recasting, I’m here to help you make informed, confident choices.

What is a Mortgage Recast?

A mortgage recast allows you to lower your monthly payments by making a large payment toward your loan principal—without changing your interest rate or loan term. It’s a powerful strategy to reduce financial pressure and increase your cash flow.

Here’s How I Can Help:

• Walk you through how to use the Mortgage Recast Calculator

• Analyze whether recasting is right for your loan and financial goals

• Help you find investment properties using recast strategies

• Connect you with top mortgage lenders who offer recasting options

• Guide you through buying or selling with a long-term financial strategy in mind

Want to talk numbers or see if your lender allows recasting?

Let’s connect and take the next step in your wealth-building journey.

Fill out the form below or reach out directly—I’m just a call or click away.